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Our Life Plan Process

Our Life Plan process starts where you are today and assesses where you want to be in the future and prioritizes them into your customized Life Plan Roadmap. We give you the tools, insight and encouragement to get there.  Our cutting-edge technology allows you to gain invaluable comprehension of your finances, providing you a consolidated view of your entire financial picture based on your personal long-term and lifetime goals. Those that have a plan are better off than those that don’t.

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Our Approach

Financial Management, Inc. is an independent, fee-based, financial planning and wealth management firm serving Central and Eastern Washington since 1991.  While serving in a fiduciary capacity, we act in the best interest of our clients above our own interests. We provide full disclosure for conflict of interests and costs and expenses. Using our Life Plan Roadmap process to design and implement personalized strategies guiding our clients towards their retirement dreams and financial independence. We now include our GreenPortfolios.net or ESG investment strategy into our investment allocation process.

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MEET YOUR TRUSTED ADVISOR

Erik R. Pielstick, CFP®, ChFC®

After spending nearly 2 decades in the snow ski industry, Erik found a bigger calling in the financial services industry. Since 1991, Erik has honed his craft by obtaining his CERTIFIED FINANCIAL PLANNER™ professional designation or CFP® and Chartered Financial Consultant® (ChFC®).

Erik is the lead portfolio strategist for GreenPortfolios.net with a passion to improve investment outcomes by focusing on investment research using ESG strategies. His research has developed model portfolios using Morningstar 4 and 5 Globe Sustainable rated funds.

Sustainable investing is quickly becoming a term impacting the way corporate boards are conducting business in a positive way, leading to better outcomes and a greener world to live in.

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Your Goals, Our Life Plan 

Discover how our Life Plan process could help guide you toward your financial independence, today, tomorrow and over your lifetime.

  • Goals and Priorities

    Our process begins by helping you define your goals today and prioritize them into your personalized Life Plan Roadmap.

  • Cash Flow & Debt-Free Living

    Understanding your cash flow and debt management is a key component to wealth creation.

  • Wealth Creation & Financial Freedom

    Smart investing shouldn’t perplex, puzzle, or confound. Our data-driven wealth creation investment process may help you avoid financial mistakes while making a positive impact in our world.

  • Life Plan Roadmap & Estate Planning

    Our Life Plan process simplifies the complex and begins where you are today, assesses where you want to be in the future, and outlines the steps to get you there. All while guiding you to make smarter financial decisions along the way.

    We integrate effective estate management and tax strategies that can allow you to manage your affairs efficiently throughout your lifetime and beyond.

  • Risk Management & Wealth Protection

    Your personalized Life Plan can identify financial risks and recommend insurance strategies for you to consider. Having a Life Plan in place can help protect your family and assets from the financial consequences of life's unexpected events.

  • Living the Retirement Dream

    A well-designed, personalized Life Plan will set in motion the strategies that help create the wealth that can give you the financial freedom to live your dreams and the possibility of doing more than you ever imagined.

  • Above & Beyond

    We strive to go above our clients’ expectations. We provide a variety of additional services, including: Complimentary consultations for family and friends; Referrals and coordination with tax professionals and estate planning attorneys, including a review of Wills/Trusts/Power of Attorneys; College financial aid review/preparation; Portfolio risk assessments; Tax return reviews impacting social security, investments, and income tax considerations; among others.

How Much Do You Know About Investing?

These days, investing in financial markets is a common practice. Yet, many Americans remain under-informed about how various investment products really work. Want to know how you rank? Challenge yourself with our brief quiz, "Test Your Investment IQ."

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Have a question? We're ready to help.

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